Getting preapproved for a mortgage, obtaining a precise mortgage rate quote or applying for a mortgage all typically involve authorizing your lender to access your credit information. Many consumers are concerned that this will lower their FICO Scores, but the impact is usually very minor and temporary. Here’s what you need to know about credit inquiries and your FICO Score.
Spring has sprung, and for many parts of the country, that means rain is on the way. If you own a home with gutters, don’t let a leaky basement or eroded flower beds be your first sign that your roof’s drainage system is clogged. Set some time aside to tidy up your gutters as part of your spring cleaning regimen. Here’s how.
As many as one in three Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free one time per year, and it’s a very good idea to do so. If you’re not already checking your reports, here’s what you need to know.
Your home’s window treatments are more than mere “window dressing”. They regulate light and temperature, provide privacy and, of course, contribute to your home’s decor. With countless varieties to choose from, however, it can be hard to know which to select. Read on to learn the differences between each type of window treatment and how to decide which ones are right for your home.
Are you asleep at the switch when it comes to maintaining your mattress? It’s recommended to clean your mattress twice a year, and for good reason: dust, dirt, stains, mites and other undesirables can accumulate in your mattress. Treat yourself to a better night’s sleep and help your mattress last longer by following the cleaning steps below.