Does a 10 or 20 percent down payment on a home feel too high to you? Does your credit score have room for improvement? Have you served in the U.S. military? Would you like to buy a modest home in the countryside? If you said “yes” to any of those questions (and perhaps even if you said “no”), a government loan might be a great option for your home purchase. Here’s what you need to know about buying a home with this category of mortgage.
Mortgages aren’t one-size-fits-all. Depending on how much financing you need or want for a home, your loan might be classified as a jumbo mortgage. This type of loan comes with unique requirements and benefits.
What’s summer without enjoying the outdoors, and what’s a home without the opportunity to share it with others? These two joys come together when hosting a summer party. Here are some ideas on how to make the most of your summer get-together.
Summer isn’t just the warmest season of the year, it may also be the hottest time for the real estate market. There’s a good reason for that. Whether you’re buying or selling a home, summertime offers several advantages. Here are the top benefits of pursuing your purchase or sale in summer.
Soaring summer temperatures mean electric bills for many homeowners are on the way up too. A well-insulated home with an efficient air conditioning system is the best way to keep your energy bill down, but you don’t have to make major upgrades to enjoy savings. Here are five simple ways you can help keep your cooling bill down this summer.