Getting a mortgage is more than a one-time event. It’s an important ongoing part of your lifelong financial strategy, and it should change and evolve as you and your household’s needs, goals and circumstances change and evolve. Whether you want the smallest mortgage payment available, to be debt free as soon as possible, to minimize the cost of your loan or to have the most cash available to save, spend or invest elsewhere, each may require a different mortgage solution. Here are some guidelines to consider at each stage of life when deciding what direction to take with your mortgage.
As many as one in three Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free one time per year, and due to COVID-19, free weekly checks are now available. If you’re not already checking your credit reports, here’s what you need to know about why they’re important and how to access them.
With the arrival of summer, more people are once again enjoying their homes’ prized outdoor spaces. If your deck, patio or balcony hasn’t seen enough love lately, consider adding a few upgrades to get more from your outdoor space! Here are some ideas to enhance the open air amenities of your home.
In a matter of months, the coronavirus has reshaped the lives and plans of countless Americans in big ways and small. If you’re one of the many households that was preparing to buy or sell a home this year, you may be wondering if you can still safely, smoothly and affordably accomplish that goal.