The holidays should be a time for joyous celebration with the people we love, but they can often become a financial burden that leads to debt and overspending. Before you start your holiday shopping spree this season, create a spending plan so you can keep your finances in check and reduce your stress.
Along with shorter days and longer jackets, higher heating bills are often accepted as just another fact of winter. Here are six ways to lower your heating costs so you can spend these cold months in a warm home with a heavier wallet.
When the sun sets early and the weather turns chilly, settling down with a good book in a cozy corner of your home may be exactly what you need to unwind. Before cracking open that next book, read this guide to learn how you can put together an ideal reading nook.
It can be incredibly exciting to finally find your dream home and put down an offer. However, you’ll want to be aware of the possibility of other potential buyers who have their eyes on the same property. In this instance, you’d compete with them to become the owner of the home. To ensure you’re well-prepared for this scenario, learn about some of the most common and effective ways to win a bidding war below!
So, you want to cancel a credit card. Whether you should do so and how to complete the task isn’t always so simple, though. Canceling a card requires more than just cutting it up, and retiring that piece of plastic can be either a wise financial move or an unnecessary ding to your credit score. Here’s how to decide if you should keep or cancel your credit card, and how to close your account the right way if you decide to bid it farewell.