It’s a new game out there: appraisals are tighter and values are tougher to figure out, so now, more than ever, it’s important to turn to an experienced professional when it comes to handling your biggest financial asset, your home.   Having a real estate agent on your side, when it comes time to buy or sell, is your key to insuring you’re getting a true and accurate picture of the market and where your house fits in.  As you head out there, here are several reasons to consider enlisting the help of an agent:

Buyers

Real Estate Agents have numerous resources to not only aid in your search, but more importantly they know the market.  They can help calculate your buying power and find properties that meet your needs and budget.  Your agent does more than just show you houses, they’re there to offer you unbiased information on properties and know how to appropriately put in an offer sellers will consider.

Your agent is also there to help you negotiate the deal, on everything from price to date of possession.   When it comes time for inspection, your agent can advise you on what is required to be evaluated and what is recommended to save you time and money.  They will also know responsible professionals to perform the inspections, insuring that you are getting an accurate report, so fully understand what you’re buying before you sign.

 

Sellers

As this article is being printed, it is still a buyer’s market, which can extremely intimidating and stressful for sellers, so having a Real Estate Agent on your side to help is invaluable.  Selling your home takes more than just a simple posting on web page and the occasional open house.  In fact, statistics kept by the National Association of Realtors show that 82% of housing sales are the result of agent contacts through previous clients.

Your agent is also there to help evaluate potential buyers and the proposals they submit.  With the housing values tougher to calculate and lending rules getting stricter for your buyer, there are many more deal breakers today than ever before.  Your agent is there to protect your interests and help negotiate a winning deal.

 

Whether you’re buying or selling in today’s market, the process and paperwork behind every transaction certainly leads most people to seek the help of a professional, but the lending criteria getting more expansive, appraisal regulations getting stricter and a market that is getting tougher to read, it’s important to know that there are professionals out there that are keeping pace and can help you make the best decision.