One of the most significant financial events in peoples’ lives is the purchase or sale of a home or investment property. Because of the complexity and importance of this transaction, people typically seek the help of real estate agent when buying or selling properties, while others try to sell or buy on their own in the hopes of saving some money along the way. However, working with an experienced real estate agent while making such an important purchase could be one of the most sound investments you can make throughout this process.

Real estate agents are licensed in their field and have a thorough knowledge of the real estate market in their communities, understanding which neighborhoods will best fit clients’ needs and budgets. Agents spend a significant amount of time looking for properties to buy or sell. When listing a property for sale, agents compare the listed property with similar properties that recently sold to determine a competitive market price for the home.

Before showing residential properties to potential buyers, an agent will meet with you to get an idea of the type of home you’re interested in and how much can afford to spend. A real estate agent then generates lists of properties for sale, their location and description for you to analyze when making yoru decision.

Additionally, your real estate agent will:

• Provide a familiarity with the current real estate values, taxes, utility costs, municipal services and facilities and may be aware of local zoning changes that could affect your decision to buy.

• Show you the homes best suited for your needs, including size, style, features, proximity, and other personal preferences such as accessibility to transportation, schools, shopping, etc.

• Negotiate on your behalf. There are many factors involved in the negotiation process, and using a professional to handle the numbers side of things will come in handy during the initial and counter offers, especially if you have never had experience in negotiation proceedings.

• Look out for your best interest during the walk-throughs, inspections and closing to make sure everything is taken care of before your purchase is finalized.

If you are in need of a real estate agent referral, I’d be happy to assist in setting up a meeting with one that I trust and have worked with through the years.  The relationship between a realtor and a loan officer is an important one; working with both a successful realtor and loan officer will make your home purchase easier and stress free, and communication is the key throughout the entire home buying process. It’s important that you share your financial plans and loan program information with your agent so he can find the best homes for you to view.  In turn, it is essential that you share with me any information about the home that you and your agent find that can be of importance in choosing the best loan program. Working together to find the perfect home for our clients, both your real estate agent and I are sensitive to the importance you place on this major commitment.  We will work together to find the best home and financial option available, and eliminate any stress or frustrations throughout the home buying process.