Establish good credit habits. Use credit cards responsibly. Create a spending budget and don’t exceed the limit. Keep up with your monthly payments, making sure to pay them on time.

Start saving for a down payment. The larger the down payment you can put on a house the less interest you will have to pay in the long run. Set up a special savings account and make regular deposits.

Do research. Read up on the process of home buying so you can be prepared. Figure out what your credit score is and how you can start improving it.

Learn the market. Start researching where you may want to live. This may shorten the length of your house hunting one day and also get you focused on what exactly you’re looking for. This will also get you prepared for what types of housing you will be able to afford.