Lock in a great rate today and then focus fully on finding that perfect house tomorrow. With our Lock & Shop program you have the advantage to lock in a rate before you have even selected a property. With your rate already locked in, you will have no worries about rates getting too high and blowing your budget.

You have 60 days to choose a property with Lock & Shop starting at the time of the lock; this can be extended to 90 days for a 1/8th point increase in rate. Lock & Shop is available for all conforming fixed rate and government fixed rate loan programs. The maximum loan amount is $417,000 but there is no minimum amount. To utilize Lock & Shop there is a refundable fee of $500 which is due within 5 days of locking. The $500 fee will be refunded when the loan closes with 1st Advantage Mortgage.•