At 1st Advantage Mortgage we offer a variety of alternative options when it comes to locking in an interest rate. If you don’t have a property selected but rates are favorable, you can take advantage of the market by utilizing Lock & Shop; lock in a rate for up to 90 days while you shop for the perfect home.

If you need more time to shop for a home you could benefit from Smart Lock; lock in a rate and take until December 31, 2014 to close. We even have a rate lock option for those who may be building new construction; through Extended Lock you can take advantage of today’s market by locking in a rate for up to 360 days.