Tim Altpeter's Mortgage Report

How to take cash out of your home and keep your mortgage rate

30 May 2023

Homeownership provides shelter, stability and a sense of pride, and it can also serve as a valuable financial asset. If you find yourself in need of extra funds, tapping into your home equity can be an attractive option. Today, homeowners who want to access their equity without refinancing their mortgage and giving up a low rate on their current loan have two common options: a home equity line of credit or a home equity loan. In this post, we will explore the ins and outs of these mortgage strategies to help you decide if one is right for you.

What not to update or fix when selling your home

23 May 2023

One of the many benefits of homeownership is that upgrading your home not only adds to your enjoyment but also often increases your home’s value. However, if you’re planning to sell your home, some improvements aren’t worth the cost. Here’s a list of updates you should probably skip when preparing to put your home on the market.

Tips to make the most of your home’s outdoor space

16 May 2023

With summer on the way, more people are once again enjoying their homes’ outdoor spaces. If your deck, patio or balcony isn’t living up to its potential, consider adding a few upgrades to get more from your outdoor space. Here are some ideas to enhance the open-air amenities of your home.

5 ways to catch up on retirement savings

9 May 2023

Feeling anxious about your retirement savings? Worrying about retirement is normal, especially when it comes to wondering if your funds will last. By some estimates, half of Americans don’t have enough saved for retirement. If you’ve done the math or talked with an adviser and feel that your nest egg isn’t sufficient, the best time to act is now. Here are some tips for growing your retirement savings.

5 signs you’ve outgrown your home

2 May 2023

Is clutter piling up in your home? Do you need more space for the newest addition to your family? Or are you simply ready for an upgrade? Here are five potential signs that it’s time for a bigger home.