Getting motivated to save money can be tough, and many financial institutions don’t do much to encourage you. At the typical American bank, if you deposited $10,000 in a savings account, you might earn as little as $1 in interest a year. That’s quite a paltry reward! However, with something called a high-yield savings account, ...
Your credit scores can be an important asset, especially if you’re planning on applying for major financing like a mortgage in the future. Strong scores can help you qualify for more financing options and borrow at lower costs, helping you achieve your goals sooner and potentially save significant money. How to obtain and maintain high ...
So, you want to cancel a credit card. Whether you should do so and how to complete the task isn’t always so simple, though. Canceling a card requires more than just cutting it up, and retiring that piece of plastic can be either a wise financial move or an unnecessary ding to your credit score. ...
As many as 1 in 3 Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free once per year, and as of this writing, free weekly credit reports are available through December 2022. If you’re not already checking your credit reports, here’s what you ...
You don’t need to hear it from us – the price of just about everything has been rising due to inflation. Supply chain snarls, labor shortages and government policy have all contributed to one of the highest inflation rates the U.S. has seen in nearly 40 years. While there’s no magic solution to avoiding higher ...
