Is There a Benefit to Having a Second Mortgage?

When purchasing a home, it’s expected that you’ll put at least 20% down. However, all buyers are different and not all have the finances to go that route. There are a number of options out there and applying for a second mortgage may be something to consider. If you have a 5%-15% down payment, you ...

6 Insurance Costs to Add to Your Budget Before Buying

Before you buy a new home, you need to calculate a new budget including your moving and closings costs, but your new home budget won’t be accurate until you’ve considered these potential insurance costs. Find out what insurance options are out there and why you might need them to avoid any unexpected outlays. 1. Homeowners’ ...

The Advantages of Buying a Home at the End of the Month

There are advantages to buying homes seasonally: March and April are usually the hottest months for sellers, while buyers are more likely to get a better deal in the winter, when demand is lower. However, many people don’t know that buyers can save money by closing at a certain time during the month. There are ...

6 Ways Condo Inspections Are Unique

A condo is different than a single-family home. They have condo association fees, shared walls, and elevators that need to be addressed during an inspection. Here’s what makes a condo inspection different from any other home inspection and why it’s important to be aware of these differences before signing a contract. 1. Check the Roof ...

5 Surprising Things Covered by a Home Warranty

Whether you sign up for a home warranty yourself or get one when you buy your new home, it typically covers problems with the big systems in your home, such as electrical, plumbing, and HVAC. Major appliances are usually included as well. But you might be surprised by some of the more unusual items a ...

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