Homeowners: Are You Prepared to File your Taxes?

Tax season is in full swing with the April 15th deadline fast approaching. Now is a good time to gather your financial information to make sure you have everything organized when it comes time to pay your taxes within the coming month.   If you've purchased a home last year or done a mortgage refinance ...

Housing Market Buzzing

With rent prices skyrocketing and mortgage rates still remaining low by historical standards, homebuilders are in high demand. Sales of new homes have reached a 77 month high and builders expect an even better 2014.

Housing Market in the New Year

As 2013 comes to a close, experts have made their predictions for what is in store for real estate for the New Year. Housing continued to make a comeback this year with rising home prices and low interest rates fueling bidding wars. Home sales surpassed economists’ expectations in 2013 and is predicted to continue rising ...

Ways to Save this Thanksgiving

Being your mortgage lender I am always looking out for new opportunities for you to save on your home financing. In the spirit of Thanksgiving I would like to share some more money saving tips for you to consider throughout this holiday season.

Understanding the Debt-to-Income Ratio

When you are in the market for a mortgage loan having your finances in order is crucial. One of the areas that mortgage lenders have to pay attention to is the amount of debt a borrower has. Lenders look at the debt-to-income ratio (DTI) which compares ones total debt expenses to gross income. The lower ...

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