chair underneath a lamp

How to make your home a stress-free sanctuary

chair underneath a lampYour home should be one of the places where you are most relaxed. It should be a refuge from many of life’s stresses and a haven that provides comfort, privacy and amenities. How you arrange and maintain your living space, however, may determine whether your home relieves stress or contributes to it. Here are some tips you can apply to help banish stress and promote relaxation at home.

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mortgage application on a laptop

6 reasons why now is a great time to get a mortgage

mortgage application on a laptopWith the start of the new year and the warming weather, spring is a great time to buy a home. But when is it a great time to get a mortgage? That answer rarely follows the seasons, but thanks to several positive recent trends, now is a fantastic time to finance a new home or refinance a current one. Here’s why.

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piggy bank in a life preserver

Do you have an emergency fund?

piggy bank in a life preserverIn weather and in life, rainy days are inevitable. From natural disasters and economic hardship to car repairs and medical bills, the unexpected happens, and it can be expensive. Insurance coverage, support networks and government aid are important safety nets, but they aren’t always enough. That’s why experts recommend having an emergency fund to prepare for a rainy day.

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key in a door lock

5 steps to take before you start home shopping

key in a door lockIf you’ve decided to buy a home, it’s tempting to jump right into your home search. However, rushing into home shopping before you’ve laid the proper groundwork can lead to mistakes, frustrations and expenses down the road. To give yourself a better chance for a smooth, affordable and stress-free home purchase, you need to prepare first. Here are five things to do before you ever set foot in a home for sale.

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How long to keep your tax, financial and other documents

file foldersWith the start of tax season, you’ll probably find yourself digging through paperwork in the months ahead. Depending on how many documents you have on hand and how well you organize them, this can be quite the task. To make your tax preparation easier, reduce the clutter in your home and keep your important information safe, now may be the perfect time for you to securely discard the documents you no longer need.

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