Dos and don’ts when getting a mortgage

Starting a new job. Receiving a large cash gift. Buying a new car. These are all typically happy and exciting events. However, if you’re considering applying for a mortgage – or are already in the process of obtaining one – these developments could negatively impact your financing. At Draper and Kramer Mortgage, we educate our clients on how to smoothly navigate the mortgage process, and that includes providing them with this important list of dos and don’ts when getting a home loan.

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How to build and use an emergency fund

In weather and in life, rainy days are inevitable. From natural disasters and economic hardship to car repairs and medical bills, the unexpected happens, and it can be expensive. Insurance coverage, support networks and government aid are important safety nets, but they aren’t always enough. That’s why experts recommend maintaining an emergency fund to prepare for a rainy day.

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Tips for making your home a stress-free sanctuary

Your home should be one of the places where you are most relaxed. It should be a refuge from many of life’s stresses and a haven that provides comfort, privacy and amenities. How you arrange and maintain your living space, however, may determine whether your home relieves stress or contributes to it. Here are some tips you can apply to help relieve stress and promote relaxation at home.

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10 ways to stage your home to sell fast

When you’re getting ready to sell your home, you want to showcase all its positive features. To do this effectively, you may need to take some time to stage your home’s interior and exterior for potential homebuyers in order to sell it quickly and for a great price. Read on to learn about some of the easiest and most cost-effective ways to stage your home!

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Important money lessons to teach your children

Money management is an important skill for children to learn, but it’s a lesson that many parents fail to provide. To be fair, talking about money is often difficult. The topic can be personal, technical and moral. Some parents are not confident enough in their own knowledge to pass it on, and others are so confident they forget that the basics even need to be discussed. Regardless of these hesitations, you should set your children up for success in life by educating them on how to be responsible managers of money. Here are six essential money lessons and how you can teach them to your kids.

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