Do you know your credit score? Check it for free

Your credit score is a little number that can have a big effect. Everything from the credit card offers you receive in the mail to how much you pay on a new loan may be impacted by your credit score. If your score isn’t what you think it is, buying your next car, home or ...

How Does an HOA Affect Your Home Purchase?

A homeowners association (HOA) is probably not on your mind when you’re thinking about buying a home. But if you do choose a home that has an HOA it’s important to calculate those fees into your budget. What is an HOA? An HOA is a legal entity that manages a shared housing complex. All condos ...

Market Dynamics Switch to Buyers

The number of homes for sale is growing which means it is no longer a seller’s market. Homes are staying on the market much longer than they did only six months ago. Home values are starting to cool as limited inventory and widespread investor demand are no longer driving price gains. Markets, including Chicago, where ...

How to Avoid Financial Hardships as a Retiree

Over the next decade the entire baby boomer generation will be in retirement age. According to a study done by Harvard University, 60% of those between the ages of 50 and 64 had a mortgage in 1992 and by 2010 that number past 70%. Income levels generally start to peak in one’s late 40s and ...

Making the Most Out of a Refinance

If you purchased your home over a year ago, have a mortgage with mortgage insurance, or are thinking about doing some home improvement, then you may want to consider a refinance. The reason to refinance doesn’t always have to be for a lower rate than you currently have – but because you are thinking big ...

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