cutting expenses

5 Ideas for Reducing Your Household Expenses

Many Americans are looking for ways to strengthen their household finances these days. Tracking your spending and following a budget are good first steps, and to stick to that budget, some cuts may be necessary. Here are five ideas to save on your household expenses so you’ll have more left over for what’s important.

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4 ways to put your tax refund to good use

This tax season, the average federal tax refund is over $1,900. Tax refunds are a happy windfall for many people, and it’s tempting to spend that lump sum of cash on something fun. However, if you can resist the urge to splurge, here are four ways you can invest your refund toward your financial future:

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Do you know your credit score? Check it for free

Your credit score is a little number that can have a big effect. Everything from the credit card offers you receive in the mail to how much you pay on a new loan may be impacted by your credit score. If your score isn’t what you think it is, buying your next car, home or ...

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How to Buy a Home When You Have Student Loans

If you are one of the more than 40 million Americans with student loan debt, the dream of buying your own home may feel like it is out of reach. Having student loan debt can make it harder to qualify for home financing, but you shouldn’t give up hope. Here are some ways you can ...

budgeting

Budgeting 101

Creating and following a budget can provide you with several important benefits. A good budget can help you prevent overspending, see where your money is going, accomplish your financial goals and more. Budgeting may seem like a chore at first, but once you make a plan and get in the habit of sticking to it, ...

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