Tax Refund

Smart uses for your tax refund

Last year, the average federal tax refund was over $3,000. While this season’s typical refund is expected to be smaller, many Americans can still expect a nice chunk of change back from the IRS. If you can resist the urge to splurge with your refund, here are five ideas on how to put it to ...

African American Using Online Bank Account On Mobile Phone

Could your savings earn more in a high-yield account?

Getting motivated to save money can be tough, and many financial institutions don’t do much to encourage you. At the typical American bank, if you deposited $10,000 in a savings account, you might earn as little as $1 in interest a year. That’s quite a paltry reward! However, with something called a high-yield savings account, ...

Smart ways to use your tax refund

Last year, the average federal tax refund was over $2,500. Tax refunds are a happy windfall for many people, and it’s tempting to spend that lump sum of cash on something fun. However, if you can resist the urge to splurge, here are four ways you can invest your refund toward your future:

Important money lessons to teach your children

Money management is an important skill for children to learn, but it’s a lesson that many parents fail to provide. To be fair, talking about money is often difficult. The topic can be personal, technical and moral. Some parents are not confident enough in their own knowledge to pass it on, and others are so ...

cutting expenses

5 Ideas for Reducing Your Household Expenses

Many Americans are looking for ways to strengthen their household finances these days. Tracking your spending and following a budget are good first steps, and to stick to that budget, some cuts may be necessary. Here are five ideas to save on your household expenses so you’ll have more left over for what’s important.

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