What do builders’ warranties cover for new homes?

For many people, a new construction home means peace of mind when it comes to the quality and condition of the property. Like any new product, however, things can go wrong, and warranties are important. That’s why builders’ warranties exist.

How to find unclaimed money

Few things are as quickly missed as lost money, yet there are billions of dollars in unclaimed funds in the U.S. waiting to be reconnected with their rightful owners. From wayward tax refunds to forgotten retirement accounts, you may find missing money that’s yours if you know where to look. 

6 Insurance Costs to Add to Your Budget Before Buying

Before you buy a new home, you need to calculate a new budget including your moving and closings costs, but your new home budget won’t be accurate until you’ve considered these potential insurance costs. Find out what insurance options are out there and why you might need them to avoid any unexpected outlays. 1. Homeowners’ ...

Alternative Rate Locking Options

At 1st Advantage Mortgage, we offer a variety of alternative options when it comes to locking in an interest rate. If you don’t have a property selected but rates are favorable, you can take advantage of the market by utilizing Lock & Shop; lock in a rate for up to 90 days while you shop ...

Mortgage Insurance 101

Mortgage insurance (MI) is required when the down payment on a home is less than 20%, and it is designed to protect the lender in the event of loan default. The type of mortgage insurance required will depend on the type of mortgage you have. If you have a conventional loan, you will be paying ...

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