How much cash do you need to buy a home?

Upfront costs are one of the biggest barriers to buying a home. Many people believe they need tens of thousands of dollars to make a purchase when much more affordable options may exist. Here’s an idea of just how much money you need to buy a home.

Is your credit ready for buying a home?

When you apply for a mortgage, your qualifications will be reviewed, and your credit will have a significant impact on what interest rates and loan products will be available to you. The stronger your credit, the better chance you have at qualifying for a great interest rate and more loan options. Because of this, your ...

What’s your homebuying budget?

Buying a home is one of the most exciting steps you can take in life, and that’s why it’s important to prepare yourself as early as possible! Being financially ready to buy a home includes knowing your home shopping budget and your homeownership budget. Here’s how to find out how much home you can afford.

7 Tax Deductions for Homeowners

Owning a home has several financial benefits, and that includes potential tax savings. As a homeowner, you may be able to reduce what you owe the IRS by itemizing available homeownership tax deductions. While itemizing isn’t beneficial for most taxpayers (only about 10% of households itemize), it offers important savings for some. Here are seven ...

How Covid-19 has changed homebuying and selling

In 2019, the idea of buying or selling a home during a global pandemic seemed inconceivable to many people. Nonetheless, millions of Americans did just that the following year. Like every other aspect of American life, the real estate process was tested by COVID-19, but homebuying and selling has continued despite the challenges, and in ...

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