Measuring the Benefits of Homeownership

Homeownership is still a vital part of the American Dream, and a goal that most Americans strive to obtain as adults.  Even during a time when it is difficult for some Americans to qualify for a mortgage, the United States will not become a nation of renters, according to the National Association of Realtors®, (NAR). ...

Housing Recovery

When, Where, and How? The housing market has a direct effect on the economy and always will.  Of course there are several factors that have led to a strained economy, but at times none seem more apparent than the struggling housing and real estate market, that continually seem to slow down any strength that the ...

Consumer Credit, The Good of the Bad and Ugly

There has not been a financial corner to hide in since the real estate bubble burst last year.  Mortgage rates came briefly down in September with the federal government takeover of Fannie Mae and Freddie Mac, but no sooner had the industry caught its breath, along came the tumbling of Lehman Brothers, Merrill Lynch, AIG, ...