Buying your first home can be a challenge. There’s a down payment to save for, credit score minimums to meet and a monthly payment to fit in your budget. However, with the right mortgage program, you may be able to purchase your first home with less cash, easier qualifying requirements or lower monthly expenses than ...
The calendar may say it’s winter, but the spring real estate market isn’t far off. This period is one of the most popular times to buy or sell a home, and in some regions, it begins as early as January or February. If you’re planning to make a move, spring can be the ideal time ...
Some say that luck is what happens when preparation meets opportunity. If you’re thinking about buying a home in 2023, now is a good time to start preparing for the opportunity that may be ahead. Several trends are indicating that the coming year could be a very opportune time to buy a home. Home prices ...
You may have seen our recent announcement that conforming and FHA loan limits are increasing for 2023. This is great news because it means that two of the most popular types of mortgages are now (or will soon be) available for bigger loan amounts. Higher limits allow homebuyers and homeowners to use these loans for ...
When buying a home, one of your goals is to negotiate with the seller for the best possible deal. This was a difficult task during the red-hot real estate market of the past few years when competing buyers bid up home prices in many parts of the country. But now, with the housing market cooling ...
