During the home buying process, you will be working with several different business professionals, including myself and your realtor. Because this can be an overwhelming time, I want to familiarize you with some of the other professionals that will come into play to make your homeownership dream a reality. First off, I will let you ...
When it comes to financing a home, there are many options to consider. Working closely with a loan officer will help determine what type of mortgage is right for you. First, we will cover some of the basics of mortgage loans so you have a better understanding when you contact a professional. Mortgage Term: Mortgages come ...
The federal government supports the annual percentage rate disclosure (APR) as the standard measurement of loan cost for mortgage shoppers beginning their journey to find a good deal on a home loan. You should understand what goes into a mortgage APR and how you can utilize this knowledge to find the best, most reasonable loan ...
Buying your first home can be scary, and exciting. After all, owning a home is a huge financial commitment. You have to pay the down payment and keep up with monthly mortgage bills. Without a landlord to call, you’ll also be taking on new responsibilities to maintain the home and property. You’ll have to mow ...
The mortgage industry has its own unique language which includes many acronyms and sometimes confusing jargon. It’s important to know and understand the terminology to help negotiate the terms of your mortgage and hopefully save money. Here are seven terms that will help you prepare as you begin one of the largest commitments in your ...
