With mortgage rates currently near record lows1, now is an advantageous time for many people to refinance their mortgages. A mortgage refinance involves replacing your current mortgage with a new loan, usually with a new interest rate, new monthly payment, new term (length) and other potential changes or benefits.
Are you better off among the bright lights of the big city or the quiet streets of suburbia? It’s a choice many people make early in their adult lives and reassess later as their priorities, careers and family situations evolve. Metropolitan areas can offer robust job markets, vibrant culture and extensive services, while the suburbs often provide more affordability, better schools and a greater sense of community. Here are some questions to ask yourself when deciding whether to live in the city or the suburbs.
Counter space can be a precious asset in your kitchen and bathrooms. However, it’s all too easy for this valuable real estate to become cluttered and disorganized. With some smart organizational strategies and tools, you can reclaim your countertops and utilize this space to its full potential. Check out these tips to see how.
The arrival of holiday season means it’s peak gift-giving time. However, gift shopping can be a stressful, expensive and time-consuming endeavor. Here are some simple tips and resources to help you find the right gifts without breaking a sweat or the bank.
Spring and summer are traditionally popular times to purchase a home in many parts of the country. However, home shopping in autumn can offer several unique advantages. Here are four reasons why you may want to buy a new home in fall.