Home values have been rising and mortgage rates are low, making now an attractive time to get a cash-out refinance. If you’re a homeowner with equity in your home and you need cash for a large expense, project or investment, a cash-out refinance may be the answer. Here’s an intro to what this special type of mortgage is, how it can be used and what you should know.
The holiday season has arrived, and our jolly team at Draper and Kramer Mortgage is here to help you with your gift giving. Just follow these 12 tips we’ve collected to assist you in finding the perfect presents without breaking a sweat or the bank.
If you’re like many people, there’s a business or several where you shop regularly. Maybe it’s a big box store, your local grocer or a fashion retailer. Because of how much money you spend there, it may seem smart to get a store credit card for promotions and savings. However, there are several things to consider before opening a store card. Here are three things to ask yourself before signing up for that new line of credit.
‘Tis the season to trim the tree and light the home. When decorating for the holidays, be mindful of how to prevent falls, fires and other home mishaps. Help keep it fun and festive with these holiday decorating safety tips.
In weather and in life, rainy days are inevitable. From natural disasters and economic hardship to car repairs and medical bills, the unexpected happens, and it can be expensive. Insurance coverage, support networks and government aid are important safety nets, but they aren’t always enough. That’s why experts recommend maintaining an emergency fund to prepare for a rainy day.