10 ways to get a better rate on a mortgage

When you apply for a mortgage, your interest rate is one of the most important aspects of your loan. All other factors equal, the lower the rate you can get, the lower your monthly payments will be. Obtaining a great rate instead of a not-so-great one could save you tens of thousands of dollars over ...

Wine storage for every budget

For many people who appreciate wine, curating a collection of bottles for personal enjoyment, entertaining or collecting is a point of pride. However, to be preserved at its best, wine must be stored properly. Many wines are ideally stored horizontally, at a temperature of 55 F, between 60-68% humidity and away from light and vibrations. ...

12 tips for finding the perfect gifts

The holiday season has arrived, and our jolly team at Draper and Kramer Mortgage is here to help you with your gift giving. Just follow these 12 tips we’ve collected to assist you in finding the perfect presents without breaking a sweat or the bank.

How to build and use an emergency fund

In weather and in life, rainy days are inevitable. From natural disasters and economic hardship to car repairs and medical bills, the unexpected happens, and it can be expensive. Insurance coverage, support networks and government aid are important safety nets, but they aren’t always enough. That’s why experts recommend maintaining an emergency fund to prepare ...

10 ways to stage your home to sell fast

When you’re getting ready to sell your home, you want to showcase all its positive features. To do this effectively, you may need to take some time to stage your home’s interior and exterior for potential homebuyers in order to sell it quickly and for a great price. Read on to learn about some of ...

Older posts