What natural disasters does your home insurance cover?

Natural Disaster Insurance

The recent devastation from Hurricane Ian has highlighted the unfortunate fact that many homeowners are not insured against all types of natural disasters. While most home insurance plans cover wind damage from hurricanes and other storms, damage from floods and some other events is not covered by default. Here’s what natural disasters typically are and aren’t covered by standard homeowners insurance policies.

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4 ways a home seller can lower your homebuying costs

Lower Your Homebuyer Costs

When buying a home, one of your goals is to negotiate with the seller for the best possible deal. This was a difficult task during the red-hot real estate market of the past few years when competing buyers bid up home prices in many parts of the country. But now, with the housing market cooling off, the opportunity to negotiate your homebuying costs is common again in many regions. If you’re looking for a better deal on your home purchase, here are four ways the home seller may be able to help.

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Tips for reducing your winter heating bill

ReducingHeatingBill

Heating costs are expected to surge this winter. While you can’t control utility prices, there are several things you can do to minimize your heating bill. Here’s some advice that should help you stay cozy through winter without burning through too much cash.

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BuyingOrSellingInWinter

The advantages of buying or selling a home in winter

BuyingOrSellingInWinter

Winter is the slow season for the real estate market in many parts of the country. With holiday celebrations underway, the school year midway through and harsh weather in northern regions, many buyers and sellers hold off until spring or summer instead. However, making a move during winter is not without its perks. Here are a few of the advantages of buying or selling this season.

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What to do before a home appraisal

WhatToDoBeforeHomeAppraisal

Whether you’re selling your home or refinancing it, a home appraisal is often a required part of the process. This typically involves a home appraiser visiting your home to make a professional assessment of its value. A strong appraisal allows you to proceed toward your goal, but a low appraisal could kill a sale or upend your refinancing. Thankfully, there are steps you can take to help ensure you have the best opportunity to receive the appraisal you’re looking for. Here’s how to plan and prepare.

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