How to maintain good credit scores

Your credit scores can be an important asset, especially if you’re planning on applying for major financing like a mortgage in the future. Strong scores can help you qualify for more financing options and borrow at lower costs, helping you achieve your goals sooner and potentially save significant money. How to obtain and maintain high ...

The right way to cancel a credit card

So, you want to cancel a credit card. Whether you should do so and how to complete the task isn’t always so simple, though. Canceling a card requires more than just cutting it up, and retiring that piece of plastic can be either a wise financial move or an unnecessary ding to your credit score. ...

4 tips for avoiding higher expenses from inflation

You don’t need to hear it from us – the price of just about everything has been rising due to inflation. Supply chain snarls, labor shortages and government policy have all contributed to one of the highest inflation rates the U.S. has seen in nearly 40 years. While there’s no magic solution to avoiding higher ...

What to consider before opening a store credit card

If you’re like many people, there’s a business or several where you shop regularly. Maybe it’s a big box store, your local grocer or a fashion retailer. Because of how much money you spend there, it may seem smart to get a store credit card for promotions and savings. However, there are several things to ...

7 Tax Deductions for Homeowners

Owning a home has several financial benefits, and that includes potential tax savings. As a homeowner, you may be able to reduce what you owe the IRS by itemizing available homeownership tax deductions. While itemizing isn’t beneficial for most taxpayers (only about 10% of households itemize), it offers important savings for some. Here are seven ...

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