What natural disasters does your home insurance cover?

The recent devastation from Hurricane Ian has highlighted the unfortunate fact that many homeowners are not insured against all types of natural disasters. While most home insurance plans cover wind damage from hurricanes and other storms, damage from floods and some other events is not covered by default. Here’s what natural disasters typically are and ...

Tips for reducing your winter heating bill

Heating costs are expected to surge this winter. While you can’t control utility prices, there are several things you can do to minimize your heating bill. Here’s some advice that should help you stay cozy through winter without burning through too much cash.

How to get more from your mail

Even in the age of email, old-fashioned “snail mail” is still an important and well-used service. However, traditional mail has its hassles and limitations. These include issues like misdirected items, damaged parcels and messy mailboxes. Thankfully, there are a few great high-tech ways you can improve your postal experience. Here are some tips to help ...

12 tips for finding the perfect gifts

The holiday season has arrived, and our jolly team at Draper and Kramer Mortgage is here to help you with your gift giving. Just follow these 12 tips we’ve collected to assist you in finding the perfect presents without breaking a sweat or the bank.

Tips to reduce dust in your home

Dust is a fact of life. Outside of high-tech factory clean rooms, a bit of dust is the norm, and your health and comfort are usually not affected. Inside the home can be a different story, however. Enclosed spaces can cause the components of dust – tiny bits of cloth, paper, hair, pet dander, skin ...

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