How Will TRID Affect Borrowers?

As most of you have already heard, the TILA RESPA Integrated Disclosure Rule (TRID) is now effective as of October 3, 2015. TRID was implemented by the CFPB (Consumer Financial Protection Bureau) to give consumers additional time to fully understand the charges associated with a particular loan and to decide if you believe you’ll be ...

5 Surprising Things Covered by a Home Warranty

Whether you sign up for a home warranty yourself or get one when you buy your new home, it typically covers problems with the big systems in your home, such as electrical, plumbing, and HVAC. Major appliances are usually included as well. But you might be surprised by some of the more unusual items a ...

8 Home Inspection Oversights

Before you buy a new home, get a home inspection to help guarantee smooth sailing. You need to play an active role in this process, so you should know these home inspection tips to help save you money and keep you from making missteps along the way. 1. Get Multiple Recommendations Your real estate agent ...

6 Insurance Costs to Add to Your Budget Before Buying

Before you buy a new home, you need to calculate a new budget including your moving and closings costs, but your new home budget won’t be accurate until you’ve considered these potential insurance costs. Find out what insurance options are out there and why you might need them to avoid any unexpected outlays. 1. Homeowners’ ...

The Advantages of Buying a Home at the End of the Month

There are advantages to buying homes seasonally: March and April are usually the hottest months for sellers, while buyers are more likely to get a better deal in the winter, when demand is lower. However, many people don’t know that buyers can save money by closing at a certain time during the month. There are ...

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