How to Get Your Free Credit Report

By law you are entitled to receive a free credit report once every 12 months from each of the three reporting companies – Equifax, Experian, and TransUnion. You can order your free credit report online at www.AnnualCreditReport.com. If you want to monitor your credit report over the course of the year, you may want to ...

How Credit Reporting Changes will Affect You

The nation’s largest credit reporting agencies, Equifax, Experian, and Trans Union are changing the way they handle errors and list unpaid medical bills. Credit reports are such a vital part of our lives and as the credit industry changes it will be helping millions of consumers across the country. One of the new changes is ...

What is in your FICO Score?

Understanding Your FICO Score

Today it’s more important than ever for you to understand where you stand financially, but many people out there know very little about their credit score, how it impacts lending and how they can improve it. In fact, two of every three Americans incorrectly believe that a consumer’s age is a factor used in calculating ...