It’s Time to Check Your Rate

According to a Bankrate.com survey, 35% of homeowners don’t know what their mortgage rate is. This is very understandable as once you go through the mortgage process and start making payments, it’s an easy thing to just set and forget. What’s more important than knowing your rate, is knowing how much money you can save ...

Lock Today & Shop Tomorrow with 1st Advantage Smart Lock

If you are worried about staying on budget while shopping for a home you could benefit from 1st Advantage Smart Lock. With Smart Lock you can take advantage of a favorable market by locking in an interest rate before you even begin your house hunt. The great thing about Smart Lock is that you can ...

Mortgage Myths Revealed

Myth: The Interest Rate Determines The True Cost Of The Mortgage The annual percentage rate (APR) is what is used to determine the true cost of the mortgage. The APR includes the interest rate, points, mortgage insurance, and all other fees. This figure will give you a better idea of the total cost over the ...