Finding The Right Loan For You

We offer many different loan programs to fit the needs of our customers. When choosing a loan option, first take a look at your financial picture and how you expect your finances to change. You will also want to decide how long you plan to stay in the home and how you feel about having ...

What FICO Score is used?

Planning Ahead for Home Ownership:

Establish good credit habits. Use credit cards responsibly. Create a spending budget and don’t exceed the limit. Keep up with your monthly payments, making sure to pay them on time. Start saving for a down payment. The larger the down payment you can put on a house the less interest you will have to pay ...

Is It Time To Buy?

There is more demand for a rental property now than ever. This high demand is causing rent prices to skyrocket. If you are looking for a long term lease your mortgage could be less than you’re paying in rent per month! The mortgage bill for today’s homeowners is the best it has been in decades. ...

What These Changes Directly Mean to You, the Borrower (HARP 2.0)

Underwriting Requirements Relaxed What’s new:  A more relaxed view on foreclosure and bankruptcy rules; meaning your HARP loan could be approved, regardless of how recently a borrower filed bankruptcy or experienced a foreclosure. What that means for you:  As previously stated, you won’t be counted out for a mortgage late when that could normally eliminate ...

Forecloser For Sale

Home Bargain Hunting

What to Consider Before Buying a Foreclosed Home Buying a home that has been foreclosed upon can provide large profits for potential buyers and investors. During stressful economic times, many great homes go into foreclosure due to job loss or other personal and financial hardships, and it can be advantageous to take a look at ...

Older posts