How to Choose the Right Loan

When it comes to financing a home, there are many options to consider. Working closely with a loan officer will help determine what type of mortgage is right for you. First, we will cover some of the basics of mortgage loans so you have a better understanding when you contact a professional. Mortgage Term: Mortgages come ...

Ensure Your Equity with 1st Advantage Value Guard™

While the housing market has improved over the years, there is still a lingering fear that people have which is leading too many qualified homebuyers to rent instead of buy. To ease this fear 1st Advantage Mortgage has a new product to offer that will boost your confidence in buying a home called 1st Advantage ...

What FICO Score is used?

Planning Ahead for Home Ownership:

Establish good credit habits. Use credit cards responsibly. Create a spending budget and don’t exceed the limit. Keep up with your monthly payments, making sure to pay them on time. Start saving for a down payment. The larger the down payment you can put on a house the less interest you will have to pay ...

Is It Time To Buy?

There is more demand for a rental property now than ever. This high demand is causing rent prices to skyrocket. If you are looking for a long term lease your mortgage could be less than you’re paying in rent per month! The mortgage bill for today’s homeowners is the best it has been in decades. ...

Avoid Closing Roadblocks

Ensure your closing runs smoothly by keeping clear of these roadblocks. Leaving Your Job Switching jobs can be a deal-breaker during the mortgage loan process, as most times we need a two-year history of your employment to prove that you have a steady job and will be able to make your monthly mortgage payments. Also, ...

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