When you’re buying your first home, the number of mortgage programs available can seem overwhelming. However, some of these options may allow you to purchase your home with less cash, lower monthly expenses or easier qualification requirements. Here’s a breakdown of some of the most popular loan programs for those who are ready to become homeowners.
Some people have a natural knack for home decorating, but others can feel lost when it comes to even minor design decisions. This can be the case when it’s time to choose paint colors for the interior of your home. The colors you select for each room will have a big influence on how each space feels. So, which hues should you choose?
Most people would love to have a better handle on their finances, but it can be hard to find the time to budget, let alone the motivation to stick to that budget. Luckily, the tech world has provided a plethora of money management apps that make budgeting a breeze. Many of these services can automatically import your financial info and help you track, analyze and plan your spending. The number of apps can be intimidating, however, so we’ve done the heavy lifting and created a list of some of the best budgeting apps available today.
As mortgage rates have dropped to amazing lows over recent months, many homeowners have been refinancing their mortgages to lower their monthly payments. However, without a plan on how to utilize this extra cash, it’s all too easy to simply spend away the difference. If you’ve refinanced recently or are planning to do so soon, here are some ideas for putting your savings to good use.
With mortgage rates having dropped to incredible lows, 2020 was a great time to buy a home, and 2021 should kick off the same way. However, with so many people interested in buying, home sellers have been at an advantage in many real estate markets. Buying a home is still a smart decision for many people now, but in a seller’s market, you’ll need strategies like the ones below to help ensure your home purchase is a success.