With the start of the new year and the warming weather, spring is a great time to buy a home. But when is it a great time to get a mortgage? That answer rarely follows the seasons, but thanks to several positive recent trends, now is a fantastic time to finance a new home or refinance a current one. Here’s why.
In weather and in life, rainy days are inevitable. From natural disasters and economic hardship to car repairs and medical bills, the unexpected happens, and it can be expensive. Insurance coverage, support networks and government aid are important safety nets, but they aren’t always enough. That’s why experts recommend having an emergency fund to prepare for a rainy day.
If you’ve decided to buy a home, it’s tempting to jump right into your home search. However, rushing into home shopping before you’ve laid the proper groundwork can lead to mistakes, frustrations and expenses down the road. To give yourself a better chance for a smooth, affordable and stress-free home purchase, you need to prepare first. Here are five things to do before you ever set foot in a home for sale.
Your home should be one of the places where you are most relaxed. It should be a refuge from many of life’s stresses and a haven that provides comfort, privacy and amenities. How you arrange and maintain your living space, however, may determine whether your home relieves stress or contributes to it. Here are some tips you can apply to help banish stress and promote relaxation at home.
While fire safety technology and firefighting techniques are more advanced than ever, the ultimate responsibility for fire safety in your home still falls on you and your household. The smallest errant spark can spread through a home in minutes, and if caught unprepared, children and adults alike may not know how to respond.