Richard Walter's Mortgage Report - Draper and Kramer Mortgage Corp.Richard Walter's Mortgage Report

How Covid-19 has changed homebuying and selling

23 February 2021

In 2019, the idea of buying or selling a home during a global pandemic seemed inconceivable to many people. Nonetheless, millions of Americans did just that the following year. Like every other aspect of American life, the real estate process was tested by COVID-19, but homebuying and selling has continued despite the challenges, and in some ways, it’s arguably improved. Here’s what’s changed and what hasn’t.

7 Tax Deductions for Homeowners

16 February 2021

Owning a home has several financial benefits, and that includes potential tax savings. As a homeowner, you may be able to reduce what you owe the IRS by itemizing available homeownership tax deductions. While itemizing isn’t beneficial for most taxpayers (only about 10% of households itemize), it offers important savings for some. Here are seven common homeownership tax deductions to consider.

Is it Time for Your Annual Mortgage Review?

9 February 2021

As a homeowner, it’s important to stay on top of your finances. One key factor in doing so is making sure you’re getting the most out of your mortgage. If you’re goals or situation have changed or if better mortgage options have become available, it may be time to reassess your loan and decide if a refinance is right for you. Here are some of the benefits you might discover during an annual mortgage review.

Why Waiting to Buy A Home May Cost More

3 February 2021

If you’re on the fence about purchasing a home, here’s an important piece of advice: buying a home sooner rather than later could save you money. This is because three things can happen while you’re waiting to buy:

5 Bad Credit Habits to Break In 2021

26 January 2021

Are your credit habits ready for a New Year’s resolution? If you’re like many Americans, you may be able to improve your credit health and even your finances by changing a few of your credit practices. Here are five bad credit habits to break in 2021.