12 tips for finding the perfect gifts

The holiday season has arrived, and our jolly team at Draper and Kramer Mortgage is here to help you with your gift giving. Just follow these 12 tips we’ve collected to assist you in finding the perfect presents without breaking a sweat or the bank.

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What to consider before opening a store credit card

If you’re like many people, there’s a business or several where you shop regularly. Maybe it’s a big box store, your local grocer or a fashion retailer. Because of how much money you spend there, it may seem smart to get a store credit card for promotions and savings. However, there are several things to consider before opening a store card. Here are three things to ask yourself before signing up for that new line of credit.

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How to safely decorate for the holidays

‘Tis the season to trim the tree and light the home. When decorating for the holidays, be mindful of how to prevent falls, fires and other home mishaps. Help keep it fun and festive with these holiday decorating safety tips.

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Get cash from your home with a cash-out refinance

Home values have been rising and mortgage rates are low, making now an attractive time to get a cash-out refinance. If you’re a homeowner with equity in your home and you need cash for a large expense, project or investment, a cash-out refinance may be the answer. Here’s an intro to what this special type of mortgage is, how it can be used and what you should know.

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Get cash from your home with a cash-out refinance

Home values have been rising and mortgage rates are low, making now an attractive time to get a cash-out refinance. If you’re a homeowner with equity in your home and you need cash for a large expense, project or investment, a cash-out refinance may be the answer. Here’s an intro to what this special type of mortgage is, how it can be used and what you should know.

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